Tools In Transit

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Solar Tools in Transit

Losing or damaging your tools may leave you unable to carry on working and could also put you out of pocket. Solar has a policy that could help protect you.

The policy provides cover for up to your selected indemnity limit (sum assured) in the event that property belonging to you or for which you are responsible is:


  • Lost or,
  • Destroyed or,
  • Damaged.

Whilst being:

  • Loaded in or on your vehicle,
  • Carried by your vehicle,
  • Temporarily housed in or on your vehicle,
  • Being unloaded from your vehicle.

Cover extends to incidents occurring in Great Britain and Northern Ireland.

Claims are subject to an excess of £50.00,  £100.00 or £200.00 dependant upon the sum assured you have selected, see below:

Indemnity Limit (sum assured)                 Excess
£500                                                              £50.00
£1,000 to £7,500                                          £100.00
£7,501 to £10,000                                        £200.00



You may or not be aware, from the 25th May 2018 you have to give us consent to store your personal information relating to your insurance needs. This information is required by us to obtain new business and renewal quotations from insurers/underwriters/credit providers/credit & debit card payment providers (these are called 3rd parties) we will always store this information securely and would never pass this onto any other party without your consent. You are also able to withdraw your consent at any time in the future.

By applying for this policy quotation you are giving your consent for us to hold your personal information.  Please also note that you are able to withdraw your consent at any time by emailing us at  GDPR@solarinsurance.co.uk




Useful Information

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Limits of Indemnity (Sum Assured)

These are the limits of Indemnity (sum assured)

  • Up to £500.00
  • Up to £1,000.00
  • Up to £2,500.00
  • Up to £5,000.00
  • Up to £7,500.00
  • Up to £10,000.00

Excess Levels

The policy has the following excess levels:


Indemnity Limit (sum assured)
£500.00                   Excess  £50.00
£1,000 to £7,500     Excess £100.00
£7,501 to £10,000   Excess £200.00


Some Significant Exclusions

The Insurer will not be liable for:

  • Loss of Sheets, ropes, packing materials, damaged securing chains or toggles;
  • Money and securites;
  • Jewellery, watches, furs, cameras, radios, televisions, record players, cassette players, video and other electronic equipment;
  • Personal belonginigs of the insured or of any vehicle drivers or attendants;
  • Property carried by or dispatched by the insured for hire and reward.

Please note that this list is not exhaustitive, please read the Tools in Transit Policy Summary for full details, this can be found in the Useful Documents section of the quote pages.

Insurer Details

This policy has been arranged by Strategic Insurance Services Limited, is administered by Auto Legal Protection Services Ltd (ALPS) and is underwritten by UK General Insurance Limited on behalf of Great Lakes Reinsurance (UK) SE

Important Conditions - Vehicle Security Requirements

Unattended Vehicle:
No claim will be admitted for theft from any vehile not individullly attended unless:
  • All doors, windows and other openings are left closed securely locked and properly fastened and any additional security measures (e.g. vehilce alarm, where present) have been activated: and
  • entry or accrss to the vehicle has been effected by forcible and violent means
You must carry out a security checkof the Unattended vehicle every 48 hours whilst Property is contained within it. if You are unable to check the vehicle every 48 hours You must remove the Property from the vehicle.

Overnight Requirement (applicable between the hours of 10.00pm and 6.00am):
No claim will be admitted for theft in respect of Property left in or on any Unattended vehicle for the night except where such vehicle is protected in accordance with any other vehicle security requirments specified herin and either garaged in a building which is securley closed and locked or parked in a compound secured by locked gates or if the vehicle is alarmed and is parked on Your driveway off-road adjacent to the private house. If You cannot adhere to these conditions, You must park Your vehicle:
  • in a well-lit area;
  • on the same street; and
  • clearly visible from where You are residing that night.
If You cannot comply with the above conditions then You must remove Your Property from the vehicle overnight.
The overnight requirment shall not apply whilst You are undertaking work at a customers premises between the hours of 10.00pm and 6.00am

The above are some of the conditions, for full conditions, whats covered, whats not covered, cancellation right etc. Please read the full Policy Wording for all Conditions, this Policy wording can be found within this quotation.