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Accountants Client Decide Fee Protection Scheme

is designed to protect  your covered clients for your fees and disbursements in dealing with: 

  • Corporation Tax Self Assessment Enquires
  • Income Tax Self Assessment Enquiries
  • Schedule 36 interventions and inspections
  • Business Record Checks
  • PAYE / NIC Employer Compliance Visits
  • Value Added Tax Compliance Visits
  • Status disputes
  • CIS disputes
  • National Minimum Wage enquiries
  • Inheritance Tax enquiries
  • Child Tax Credit enquiries
  • Special Civil Investigation opened under Code of Practice 8 (provided fraud is disproved)
The Policy offers up to £100,000 of cover per claim on a Nil Excess basis

Useful Information
Marketing of your scheme is easy. Once you have decided on this route you should notify your clients that you are now implementing a fee protection scheme across your practice, detailing the risk and the many benefits associated with their enrolment. Marketing templates and documents are all available.
The above scheme offers two levels of cover, the first will cover your hourly charge out rate up to £50.00 per hour and the second will cover all hourly charge out rates up to £200.00 per hour.

If you require a higher hourly charge out rate please call 01795 841310 or complete the enquiry form on the right of this page. We will arrange for a full written quote to cover any hourly charge out rate that fits your practice.
Features & Benefits
  • Rates are very attractive compared to our retail products
  • 24/7 Help lines (Employment Law, HR and Health & Safety) for you and your clients
  • You have office hours access to VAT & Tax advice lines
  • Peace of mind knowing that where ever HMRC look you will be paid
  • More people have this with their existing Accountant, you will be in a position to offer a competitive alternative.
  • Improved client retention rates
  • Interest free DD option to spread cost
  • Full Email or Postal marketing can be undertaken on your behalf
  • Ability to decide your own profit margins

Useful Information

Click the topic below to expand the section

What is TAXWISE plus

TAXWISE PLUS : Is an insurance policy that will fully reimburse your  fees up to £75,000 if you are subject to enquiry by or dispute with HMRC.
A Solar Taxwise+ policy will enable you to
  • Deal with any correspondence from HMRC
  • Attend any meeting with HMRC
  • Appeal to the First-tier Tribunal or Upper Tribunal
  • Having the security of knowing that fees will be met in full will enable you to defend your clients position robustly
  • Premiums are Annual Net Premiums.
  • Premiums are inclusive of 9.5% IPT.
  • Net Premiums and IPT are due in full in advance / at commencement of scheme.
  • There is a NIL excess on all policies.
  • Our cancellation terms are pro rata returns if policy not required mid term (assuming no claim on policy)

What is Covered by the Policy

The cover provides representation costs incurred by your Accountant, for up to £75,000 in any one claim, arising from:
  • Income Tax Self Assessment aspect and or full enquiries*
  • Corporation Tax Self Assessment aspect and or full enquiries
  • H M Revenue & Customs VAT disputes
  • Employer compliance disputes PAYE/ P11D/ NIC
  • IR35 disputes
  • Now covers business's with an annual turnover of up to £10 million
  • Fees incurred by you attending meetings with H M Revenue & Customs (HMRC) or responding to correspondence from HMRC when you are subject to an HMRC check, enquiry, visit, meeting or dispute.
  • Includes professional fees incurred in respect of local review of the enquiry and preparation and representation at an appeal to a First-tier Tribunal or Upper Tribunal.
  • Cover is included for directors/partners personal returns and also applies even if you have income that does not generate from the business, there are some limitations to this income so please call for full details.

Main Exclusions

  • Pre existing enquiries or disputes
  • The defence of criminal prosecutions
  • Investigations carried out by the Serious Civil Investigations Office
  • Investigations carried out under section 60 of the VAT act 1994
  • Costs incurred without Taxwise's consent

Tax & VAT Adviser Profiles : Here to Help

Elaine Wood
(Tax Consultant)
Elaine worked for the Inland Revenue for 23 years as both an Investigator and Technical Inspector followed by 10 years in private practice as a Tax Manager, gaining experience in all tax disciplines.

Marsha Haywood
(Tax Consultant)
Marsha began her career in tax 13 years ago working in the personal tax departments of 2 small accountancy firms
where she mainly dealt with sole traders, partnerships and OMBs. Having gained the ATT and CTA qualifications she
then moved to a firm of Chartered Tax Advisers working for the last 8 years as an Assistant Tax Manager in the
private client department where the majority of her clients were high net worth individuals.
Callum Masters
(Tax Consultant)
Callum joined the tax advisory team having worked in practice for the last 7 years for both Cooper Parry LLP in Leicester and PKF in Birmingham. Callum has a wealth of corporation tax experience ranging from charities / not for profit organisations to large international groups advising on all areas including capital allowance and group tax planning issues.
Caren Davis ATT
(Tax Consultant)
Caren is a former lecturer for the Association of Accounting Technicians, having worked for various education establishments and private business colleges. Caren spent a number of years working in the tax department of a small firm of chartered accountants as a Tax Senior. Caren specialises in Inheritance Tax and Trust Taxation.
Angela Robson ATT
(Tax Consultant)
Angela has worked in tax since 1995, working in the main in private practice as a Tax Manager where she has gained experience in all areas of accountancy and taxation, and has dealt with clients ranging from high net worth individuals to owner managed companies, sole traders and partnerships.
Vanessa Glenn
(Tax and Claims Consultant)
Vanessa has worked for HMRC for 21 years, working on Tax Credits and Income Tax full and aspectenquiries and is an HMRC trained Inspector. Vanessa is part ACCA qualified and currently studying at the professional level.
Mandy Barlow
(Tax and Claims Consultant)
Mandy worked for HMRC for 17 years and was HMRC trained as a Revenue Officer working predominantly S9a and PAYE enquiries.
May Hung CTA
(Tax and Claims Consultant)
May has 11 years experience working for large practices, including Deloittes, PWC and Grant Thornton where she specialised in Private Client work, including financial planning (investments and pensions) and then personal tax and trusts, including a year in expat tax.
Janis Kirkham
(VAT Consultant)
Janis worked for 17 years in HMC&E covering both Customs & Excise and VAT disciplines finishing her time there as an Intrastat Specialist Officer. This was followed by 9 years as a visiting Audit Officer for VAT and Intrastat, inspecting a wide variety of traders ranging from the self-employed to multi-national group companies. A member of The Federation of Tax Advisors she is also currently studying for The Institute of Indirect Taxation exams.
Sheryll Northern
(VAT Consultant)
Sheryll started her career in VAT 17 years ago, with 6 years at HMRC as an officer carrying out assurance visits to VAT registered businesses. Thereafter she has worked in private practice and in industry encompassing most VAT aspects.
Nick Lovatt
(Tax Consultant)
Nick joined Taxwise having gained a number of years experience working in practice for medium and large accountancy firms including Grant Thornton, Moore Stephens and RSM Tenon. He has worked as a tax consultant in both private client and corporate tax providing compliance and advisory work for a wide variety of clients including high-net worth individuals, OMBs, charities and multi-national companies. Nick's advisory work included Capital Allowance reviews, share valuations and corporate restructuring.
Jane Deeks
(VAT Consultant)
Jane started her career as a graduate trainee at Price Waterhouse Coopers over ten years ago. Since then Jane has worked for Ernst & Young and KPMG, as well as a smaller tax practice. Jane's VAT experience ranges from advising multi-national organisations through to owner managed businesses. Jane has experience in relation to land and property, education and international VAT and is CTA qualified.

Why offer a Solar TAXWISE scheme?

A positively marketed scheme, regularly sees take up rates above 20%, even in practices where the initial thoughts of the accountant is that my clients ‘won’t stand for an additional cost’ or ‘my enquiry rates are so low, it’s not worth it’.  Many years of experience have shown us that a significant number of accountants clients are not only fully aware of the risk of enquiry they are also aware of the latest tactics and approaches made by HMRC and as such see enrolment into a fee protection scheme as ‘peace of mind well worth paying for. With claim numbers increasing 66% year on year and associated accountants costs rising, we couldn’t agree more. If you have two or more clients wanting cover we can offer you really attractive scheme rates that will enable you to make a profit on each client enrolled to your scheme.
It is recognised as best practice by all accountancy bodies to offer a scheme to clients. A simple mailing will ensure that all clients are made aware of its availability and will not lead you exposed to accusation if a client has not been notified of the schemes availability becomes subject to an event for which a claim could have been made.
Unlike other providers we do not send usage restrictions on our advice lines for small schemes nor do we charge separately for Directors and Partners if the business enrols for cover. Excesses do not exist on our policy and you are able to delist clients if they leave your practice(giving one months notice and assuming they are not currently mid claim)